What are the four types of benefits provided by Workers Compensation Insurance?

Prepare for the Personal Lines Broker-Agent Exam. Utilize flashcards and multiple choice questions, each with hints and explanations. Get ready for your test!

Workers Compensation Insurance is designed to provide various benefits to employees who sustain injuries or illnesses as a direct result of their work. The correct answer identifies the four primary types of benefits, which are medical care, death benefits, disability benefits, and rehabilitation services.

Medical care is essential as it covers the costs of treatment for work-related injuries or illnesses, ensuring that employees receive necessary medical assistance without financial burden. Death benefits are provided to the dependents of employees who die due to work-related causes, offering financial support to families left behind. Disability benefits are crucial for employees who are temporarily or permanently unable to work due to their injuries, as these benefits help replace lost income during the recovery process. Finally, rehabilitation benefits assist injured employees in regaining their skills and returning to work, which is a vital part of ensuring their successful reintegration into the workforce.

The other options do not accurately reflect the primary benefits provided under Workers Compensation Insurance, thus reinforcing why the identified four types of benefits are essential for both the well-being of the employee and the overall function of the program.

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