What does a Collision Deductive Waiver do?

A Collision Deductible Waiver is a specific feature found in auto insurance policies that eliminates the driver's deductible in certain situations. When this waiver is included in an insurance policy, it allows the policyholder to avoid paying the deductible when their vehicle is damaged in an accident caused by an uninsured motorist. This means that if an insured vehicle is involved in a collision where the at-fault party does not have insurance, the insured driver can file a claim without having to cover the deductible amount.

This feature is particularly beneficial for drivers who may be concerned about the financial impact of accidents involving uninsured motorists, as it helps alleviate some of the costs that would typically be incurred in such scenarios. Other options related to coverage replacement, premium discounts, or full vehicle coverage post-collision do not accurately describe the function of a Collision Deductible Waiver.