Which coverage component helps protect against identity theft?

The identity theft protection endorsement is specifically designed to offer coverage related to identity theft. This endorsement typically includes assistance for expenses incurred due to identity theft, such as legal fees, lost wages, and the costs associated with restoring one's identity. It addresses the unique risks and challenges that individuals face when their personal information is compromised and provides tailored support to help victims recover from the financial and emotional toll of such events.

In contrast, the other coverage components do not focus on identity theft. Personal property coverage primarily protects movable items from damage or loss. Liability coverage safeguards against claims of bodily injury or property damage to others. Loss of use coverage provides financial assistance for additional living expenses when a property cannot be used due to a covered event, such as a fire or other disaster. These components do not specifically address the issue of identity theft, making the endorsement dedicated to this concern the appropriate choice.