Which insurance type covers goods in transit and vehicles of transportation?

Marine insurance is specifically designed to cover the loss, damage, or destruction of goods while they are being transported over water or even by land. This type of insurance can also apply to the vessels used to transport these goods. It provides coverage not only for damages that occur during the shipping process but also addresses risks associated with the transport of goods, including theft, weather-related incidents, and other unforeseen events.

Homeowner insurance primarily covers personal property within a residence and does not apply to goods in transit or transportation vehicles. Miscellaneous insurance encompasses a broad category of policies but is not specifically tailored to cover goods in transit like marine insurance. Replacement cost insurance refers to a type of coverage that reimburses the policyholder for the current cost of replacing property, rather than accounting for depreciation, and does not focus on transportation or goods in transit.

Thus, marine insurance is the correct choice as it directly addresses the specific needs for insuring goods and vehicles involved in transportation activities.