Which of the following is a standard coverage in a personal auto insurance policy?

Comprehensive coverage is indeed a standard coverage included in a personal auto insurance policy. It provides protection for damages to your vehicle that occur from non-collision events. This can include incidents such as theft, vandalism, natural disasters, or hitting an animal. Comprehensive coverage is essential for ensuring that your vehicle is protected against a wide range of potential risks that do not involve a collision with another vehicle.

Other options listed do not represent standard coverages under a personal auto insurance policy. Disability coverage is typically associated with health insurance or disability insurance, not auto insurance. Travel insurance is designed to cover various risks associated with travel but does not relate directly to vehicle protection. Home warranty coverage, on the other hand, is unrelated to auto insurance as it pertains to the maintenance and repair of home systems and appliances. Thus, comprehensive coverage stands out as the correct choice due to its specific relevance to auto insurance protection.