Which type of insurance provides coverage for personal vehicles?

Personal automobile insurance is specifically designed to cover personal vehicles owned and operated by individuals. This type of insurance provides liability coverage for damages you may cause to others in an accident, as well as coverage for your own vehicle in the event of damage or theft. It typically includes various components, such as collision and comprehensive coverage, and can also cover medical expenses for you and your passengers.

In contrast, property insurance refers to coverage for physical assets like homes and personal property and does not specifically extend to vehicle coverage. Business auto insurance is tailored for vehicles used for business purposes, which would not apply to personal use vehicles. Commercial insurance encompasses a broad range of business-related coverage, including property, liability, and workers' compensation, but does not provide personal vehicle protection as personal automobile insurance does. Therefore, personal automobile insurance is the correct answer for coverage specific to personal vehicles.